Car insurance companies use risk factors to calculate their rates – an increased risk of getting into a collision, having a vehicle stolen, or getting into an accident with an uninsured driver all will cause insurance rates to rise. Unfortunately, a drunk driving conviction usually results in a substantial rate increase, or can even prompt an insurer to cancel the policy outright

Drivers arrested for DUI / DWI often wonder whether they should report the arrest to their insurance company immediately. However, to do so would be premature. Drivers who are merely suspected, not convicted, of drunk driving aren’t obligated to report the arrest. An attorney from www.NotDrunk.com who focuses on DUI / DWI defense can advise a motorist accused of drinking and driving on the best way to communicate with an insurance company after a drunk driving arrest.

Unfortunately, large national insurance companies often respond to the news of a DUI / DWI conviction by canceling the driver’s policy. However, there is a way for a convicted drunk driver to obtain hassle-free car insurance. DUIAutoInsurance.com focuses on providing insurance to convicted DUI / DWI drivers. Any driver convicted of DUI / DWI in any state can contact DUIAutoInsurance.com for a free, no-obligation quote.

In many states, drivers who have been convicted of DUI or had their licenses suspended through motor vehicle department administrative actions also must file an SR-22 form, or formal certificate of insurance.

SR22 forms are required only from drunk drivers, so requesting one from an insurance company quickly raises a red flag about a DUI / DWI arrest.  A skilled lawyer from www.NotDrunk.com who focuses on drunk driving criminal defense will advise an accused drunk driver about requirements for filing an SR-22 form and other insurance issues in the wake of DUI / DWI arrest.

DUIAutoInsurance.com can provide a free, no-obligation car insurance quote to any driver convicted of DUI / DWI.